Consumers have a variety of methods at their disposal that may result in a credit score boost. The challenge lies in understanding these techniques and plowing through what often is a time-intensive process. “Traditional” credit repair companies use a variety of methods to improve credit scores for their customers while eliminating the stress that comes with navigating unfamiliar procedures.
Engaging credit repair companies to fix errors on your credit report and give your all-important credit score a credit boost makes sense in cases where you suspect errors may be dragging down your numbers. Most consumers who dispute credit report errors are not successful in having those errors removed.
It is not uncommon to have an error infecting your credit report that you don’t even know exists. A study published by the Federal Trade Commission found that 1 in 5 consumers have at least one error on at least one of their credit reports. For example, you may have a perfectly valid collection account that over time has been sold to other debt collection companies. It is possible those sales are making your debt appear multiple times on your credit report instead of once.
Obtaining a credit score boost from the efforts of credit repair companies is not magic. It takes documentation assistance on the part of the consumer as well as expertise from the credit repair company to successfully dispute errors with the credit agencies.
The various data companies that furnish information to the credit bureaus often are more open to correcting data when contacted by specialists than individual consumers. Reputable credit repair companies will match questionable credit report items against laws governing collection agencies, medical providers, original creditors, lenders and others.
BoostMyScore has been helping consumers using seasoned piggybacking tradelines since 2007. Based in Colorado, BoostMyScore has assisted thousands of customers in improving their credit reports in an effort to be in a better position to obtain mortgages, and secure lines of credit and loans. Check out the Credit Tradelines Simulator to take the guesswork out of selecting credit tradelines that will boost your score fast. The company also gives people an opportunity to turn their favorable credit rating into a repeating and reliable income stream.
Call BoostMyScore at (800) 531-1472 for more information or to begin your application process.
Credit repair companies, such as BoostMyScore, employ a variety of strategies geared toward repairing the credit scores of individuals. While we do not fix errors or remove negative information on credit reports, BoostMyScore, as our name implies, does specialize in giving customer credit scores a boost through credit piggybacking on established credit tradeline accounts.
We apologize for any confusion generated by a previous post regarding repair credit companies and BoostMyScore’s role in the credit repair process. Call BoostMyScore today at (800) 531-1472 to begin your application process and boost your credit scores.