Many people ask about whether the bank will notice if they boosted their credit scores using tradelines. So, let’s think about this logically. Simply because you have one – or several – authorized user tradelines on your credit report should not raise any “red flags” with the bank underwriters because the law protects consumers, and because it’s extremely common to see authorized user tradelines present in an applicant’s credit report.

Even if the bank underwriter chose to violate the law and ignore the existence of the AU tradelines in your credit report, it is nearly impossible for them to physically change your credit score. Being that most every loan approval is based on credit scores, you should still be in a good position to receive a loan approval, as long as the rest of your application meets the underwriting requirements (income, job history, etc).

BoostMyScore to help buy tradelines

Your credit score contains vital information that will affect your financial well-being for the rest of your life. Educating yourself about your FICO® score and your credit report and working with BoostMyScore is an amazing way to empower yourself and improve your financial standing.

Call BoostMyScore today at 1-800-531-1472 and take the first steps on the road to improving your credit score.