BoostMyScore helps customers save money with better borrowing rates Building your credit score is an ongoing process that can lead to improved access to credit, and more importantly, better borrowing rates. BoostMyScore Inc., is an expert in helping individuals improve […]
The recent admission that Facebook data was accessed by third parties without users’ consent and used to run targeted political ads has reignited concerns about how social media may be impacting Americans in real life. Reports have suggested that credit […]
Every year, thousands of high school students apply for college with the hope of enrolling at the institute of their choice once they graduate. Although there are certain things that can be done in order to make college attendance more […]
TransUnion recently reported that the number of American consumers taking out unsecured personal loans had jumped nearly 30 percent, from 10.57 million in 2013 to 13.57 million in 2015. For those thinking of getting help with consolidating some bills or financing a […]
Is there a link between having a low credit score and suffering from poor overall health? A few recent studies seem to suggest that is the case. In one, researchers tracked 1,000 participants over the course of multiple decades. They […]
A 2017 LearnVest survey analyzed 1,000 respondents’ answers regarding their willingness to discuss personal finances. Nearly 70 percent of participants said they would rather disclose their weight to their friends than their credit score. A significant portion of those people already had […]
In mid-2017, the three major credit reporting agencies, Experian, Equifax and Transunion, implemented policy changes that will impact consumer credit scores. The policy changes came as a result of settlements between the three agencies and 31 states. Fortunately, the impacts […]
Adding a high quality “tradeline” is the most effective way to quickly boost your credit score. Through a process called “tradeline renting” or “credit piggybacking,” you can overcome your credit woes. Better credit gives you a better chance of being […]
There are a number of different companies that provide software to banks and consumers for determining the credit scores of Americans applying for credit or mortgages. The biggest of these companies is FICO® (Fair Isaac Corporation). Two years ago,FICO® announced […]
Through a method known as “credit piggybacking,” BoostMyScore adds you as an Authorized User (AU) to one or more high limit, low balance, seasoned credit cards, which drastically improves your credit score rapidly! While you do not receive the physical card or ability to use the credit line, you will receive the amazing benefit of having that particular credit card “copied and pasted” on to your credit report. This extreme increase in the limit to balance (utilization) ratio and overall average age of the revolving accounts on your credit report gives you the biggest possible FICO® score boost in 60 days or less, guaranteed! To learn more about how your credit works, and how piggybacking can boost your credit score, click the button below.
While BoostMyScore does not offer legal advice or opinions to determine if tradelines are legal, we have located extensive evidence to show it is not illegal. In an effort to better educate the FTC and the Colorado Attorney General, BoostMyScore has provided information about our business practices. We also have sought the opinions of several lawyers, none of whom found the tradeline piggybacking practice to violate the law.