Category: Collection Accounts

This short survey can help you select what may be the best tradelines for you, your goals and financial situation.

Would you like to proceed?

What is your aprox. current credit score?

We all WANT an 850 Credit Score, but what score do you NEED?

What are you trying to accomplish with a boosted credit score?

Okay. So you need about 100 points to reach your goal. Okay. Typically, you need a 620 score, or better to get approved for a home loan. Okay. Typically, you need a 600 score, or better to get approved for an auto loan. Okay. Typically, you need a 650 score, or better to get approved for most credit cards and lines of credit. Okay. Typically, you need a 680 score, or better to get approved for most business loans and lines of credit. Okay. Lets use a good score of 650 as a goal

Thanks for the information so far. Based on this, we need to ask you a few more questions about your current credit report.

Do you have access to a recent credit report?

Do you have any credit cards that are open and reporting to your credit reports?

How many credit cards do you have that are open and reporting to your credit reports?

Great! The fewer the number of cards in your credit report, the bigger the impact each one of our cards will have on your credit score!

How old would you say your credit cards are, on average?

As a percentage of the credit limit, how much money do you owe on all your credit cards combined?