Is it Worse to Max Out Your Credit Cards or Pay Late? A while back we were playing with a credit score simulator on CreditKarma.com and found some interesting things regarding maxing out credit cards versus paying a credit card […]
What is Utilization Ratio and Why Does it Matter? Most of us have a credit score, and it’s not just about paying your bills on time. Obviously, that helps, but how you use your credit cards – your credit utilization […]
How to Boost Your Credit Score Quickly and for Free One of the best ways to quickly boost a credit score is to become an authorized user on another person’s credit card. By piggybacking on the account of someone else […]
Through a method known as “credit piggybacking,” BoostMyScore adds you as an Authorized User (AU) to one or more high limit, low balance, seasoned credit cards, which drastically improves your credit score rapidly! While you do not receive the physical card or ability to use the credit line, you will receive the amazing benefit of having that particular credit card “copied and pasted” on to your credit report. This extreme increase in the limit to balance (utilization) ratio and overall average age of the revolving accounts on your credit report gives you the biggest possible FICO® score boost in 60 days or less, guaranteed! To learn more about how your credit works, and how piggybacking can boost your credit score, click the button below.
While BoostMyScore does not offer legal advice or opinions to determine if tradelines are legal, we have located extensive evidence to show it is not illegal. In an effort to better educate the FTC and the Colorado Attorney General, BoostMyScore has provided information about our business practices. We also have sought the opinions of several lawyers, none of whom found the tradeline piggybacking practice to violate the law.